medicaid Articles

Parent in Debt? What Do You Do?

are you parents in debt? what to do

are you parents in debt? what to doAs you contemplate your parents’ need for assisted living, memory care, skilled nursing, or in-home care, you may be worried to discover that they have more debt than you realized.

What if they have a mortgage or home equity loan with a substantial balance? Or a car loan that they’ve been struggling to pay off? Or a credit card that is …Read more ›

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Understanding Medicaid Rules

Understanding Medicaid Rules

Understanding Medicaid RulesYour parent’s assets are dwindling after several years in assisted living. Now you are worried: How can my parent continue living in the place he or she calls home? Medicaid is the national social safety net that can be used for long-term care for low-income individuals, but there are rules, regulations, and eligibility requirements you should know. …Read more ›

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How to Select a Nursing Home in a Crisis

nursing home

nursing homeWhat do you do when your parents are in sudden need of a dramatic increase in care?


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Do You Really Need Long Term Care Coverage?

long term care

long term careFor some seniors, long term care coverage enables them to peacefully age in place. For others, the insurance is a needless expense. Which category do you fall into?


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What You Need to Know About Medicare Home Care Benefits

inhome_careIndividuals recuperating from an illness or injury may wish to consider the convenience of in-home care. However, they may be unsure whether they can afford such services. For those enrolled in the Medicare program, the relevant question is: Does Medicare pay for home care? If so, what types of services does Medicare cover? …Read more ›

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#ElderCareChat 2/18/15 Recap: Legal Issues in Eldercare, Part 2

Review exclusive insights and advice from our guest expert, Certified Elder Law Attorney Howard Krooks, in this #ElderCareChat recap post. During Wednesday’s live discussion, 47 attendees dialogued about legal issues in eldercare. Joining the conversation to add his expert insights was Howard “Howie” Krooks of Elder Law Associates PA, Esq., CELA, CAP, and the Immediate President of the National …Read more ›

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Obama: “New Era of Medicine” Should Benefit Seniors

Obama’s State of the Union Addresses Senior Health

Obama’s State of the Union Addresses Senior HealthIn his recent State of the Union address, President Obama described these years as a “new era of medicine,” and outlined federal initiatives designed to benefit the senior population’s access to health care. (more…)

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The Medicaid Option That Can Pay Family Caregivers

Caregiving for a parent can be costly—especially if you quit your job to do it. But there are a few ways family caregivers can actually get paid for their caregiving work.

We published an article about this here. But recently, the syndicated Savvy Senior column also went over some options. For some people, one is Medicaid:

In 15 states, Medicaid offers a Cash & Counseling program (see …Read more ›

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Tip to Avoid Hefty Nursing Home Bill After Hospital Stay

Sometimes after a hospital stay, Medicare beneficiaries are sent to a nursing home for short-term rehabilitation. And sometimes, they’re charged for that nursing home stay.

Though Medicare doesn’t pay for long-term care in a nursing home, it does cover limited post-hospital rehab in one—if the patient was actually admitted to the hospital. Some are instead admitted under “observation status”—and may not realize it.

“Medicare requires a beneficiary to spend three ‘in-patient’ nights in a hospital before …Read more ›

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Average Medicare Part D Premiums Increasing Slightly

Average Medicare Part D premiums have gone up—but not by much. By next year, they’ll be at $31, the Associated Press reports. “The increase comes after three stable years in which the average premium hovered around $30 a month.”

Of course, that means some of these drug plans ring in above that $31—sometimes by quite a bit. “Last year seven of the top 10 plans raised their 2013 premiums by double-digit percentages,” …Read more ›

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