Senior Independent Living

INDEPENDENT LIVING is for individuals who…

• are largely self-sufficient.
• are able to take care of daily needs without assistance.
• prefer the flexibility to set their own schedules and prepare their own meals.
• enjoy their freedom but want to live in a safe, secure environment.
• like the convenience of living in a maintenance-free community with access to fine dining, regular entertainment, and other amenities.

Independent living is actually a fairly broad term for senior living that could include anything from single-family homes to condos/ villas to private apartments.

Independent living options include:

• Age-restricted communities (e.g., 55+ or 62+), some of which promote an active lifestyle and include such amenities as golf courses, swimming pools, tennis courts, etc.

• Senior apartment complexes or retirement villages, which may include social activities, transportation services, housekeeping and laundry services, and a communal dining room.

• Senior living communities that include independent living on a campus that also includes one or more of the following: assisted living, memory care, respite care, skilled nursing care.

• Continuing Care Retirement Communities (CCRCs) with a full spectrum of options, including independent living.

How Much Does Senior Independent Living Cost?

Most estimates put the cost of independent living at $1,500 to $3,500 per month for a private apartment with kitchen or kitchenette. In some cases, the cost may include a specified number of meals per day. Residents also have access to the various amenities and activities that are available on the property.

Cost is tied to a number of variables, including the state in which the independent living community is located. For instance, the average monthly cost for independent living in the most expensive state, Massachusetts, is
about $4,000. That’s nearly triple the cost of independent living in South Dakota, the least expensive state. In addition, the square-footage of your living space will also be a factor. A studio or one-bedroom apartment, for instance, will cost less than a two-bedroom apartment.

In independent living, there may be additional costs for meals, laundry services, house cleaning, social activities and other amenities. Make sure you understand the pricing before signing a housing contract.

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